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Disclaimer: This article is not in anyway personal finance related, but just thought of writing it as it might help someone who uses word processing at lot and could pick up something from this, especially if that someone is an editor who works at home and with no one to ask little things like this. A lot of us use MS Word, and while it is true that many of us have been using this word processing software for a long time, not many of us are familiar with some of the easiest Word functions. For editors who need to keep track on their changes, one of the helpful tools that not many use is the line numbers . If you are an editor who needs to communicate with your author about errors in the document,  line numbers will truly help you navigate through these countless errors easily if the document you both are working on have them. Haha, shameless confession, I didn ’ t know about line numbers in the first four years I worked as a copy editor. The first company I worked with didn ’ t fi...

 COVID-19 definitely did a number to many of us. Several companies had to lay off key personnel to cut costs. So yeah, some of us lost jobs because of it. As employed personnel, our employers took care of payments to governmental obligations such as SSS, PAG-IBIG, and PhilHealth. We need not worry about when to pay our contributions or where to pay and such as everything were automatically deducted from our salaries come payroll time. Now being no longer part of the formally employed sector, we either have the option to temporarily discontinue paying for those three. After all, we don't the income. In the short-term, there is no significant blow if you choose not to pay for contributions for the time being. However, in the long-term, it might prove disadvantageous to you. Not paying might affect your benefits if something happens to you (for example, perhaps lowered monetary claim in case of sickness). If you have savings or find yourself having a part-time job, conside...

This greeted me when I went to the SSS member's portal: New Schedule of Contributions to start this year. What a bang! What a way to greet the new year. Anyhow, as I've no idea what this meant, I immediately went to the agency's official Facebook page (@SSSPh), and yeah, it's true. Their FB page made the same announcement (pic screenshot from the FB page): Along with this announcement is the news bit explaining the amended contribution schedule that is to be effective this month, January 2021. I thought I'd share it here as well as it might help shed light to this news. Texts below are copy-pasted from their FB page. SSS’ scheduled contribution rate increase to ensure continuous delivery of social security protection The Social Security System (SSS) on Monday said that the scheduled increase in its contribution rate and minimum and maximum monthly salary credits (MSCs) is to ensure the continuous delivery of social security protection to its members and their...

  COVID-19 has definitely brought many changes to how we do things. With people staying at home  and business establishments operating on limited capacity, we sure have to do things differently. While online banking is nothing new before COVID-19, it's quite a shock that there are some who still haven't embraced the convenience that online banking affords. One such convenience is not having to physically visit a branch just to send or deposit money. It is definitely useful especially now when mobility is very limited for people, like me, who do not have their own vehicle because of the suspension of public transportation.  Sending money via online banking has remedied the problem of needing to go to a physical branch. With just a click of a few buttons, one can readily finish the transaction in minutes at the convenience of one's home. Wherever you are, for as long as you have internet connection, you won't have to experience the hassle of commuting to and from the bank...

Updated: February 24, 2018 Did you know that you can actually view your Account Information online? For someone who rely heavily on the Internet for anything and everything, this bit of information came to me late. I honestly don't know when this government portal came to exist. Well, I do know that PAG-IBIG has a website, just not this feature. So if you have a PAG-IBIG housing loan, you can check your account balance and payment history for the last 12 months by visiting the PAG-IBIG website . How to Access the Site Simply input your housing loan account number , your first and last names , and the captcha to signify that you are not a robot, shown above. That's it! Once in, you can check your account information such as loan value, term, interest rate, take out date, outstanding balance, and monthly amortization. It also has a Billing Statement Email Facility feature where you can opt to receive your monthly billing statement through email. There, you are ...

If you have a COL stock account, there are many ways to fund your account. One of the easy ways I fund my own account is through Metrobankdirect. This is Metrobank's online portal. While BDO and BPI have their own online portals, my preference is to fund my account using Metrobankdirect. My prime reason is its convenience. This is because my payroll account is with Metrobank. Having enrolled said account online, I can now easily fund my COL using this channel. Online funding via this channel is also okay for me because not only do I save time but I also save on fees. Funding online is free. Check out below for the quick rundown on how to fund your COL online account via Metrobankdirect: Log in to your Metrobankdirect account. Click on PAY BILLS under Deposit Accounts tab. For registered account, simply look for COL Financial Group Inc. from your list of registered billers. Then input the amount you intend to deposit to your COL as below: Don't for...