vetlongwalks home & pf

In quite a few number of financial blogs and books I've read, one of the things often discussed is Net Worth . According to these literature, in order to properly plan out your financial future it is essential to get a base point. That is, determine where you are financially. Once you know where you stand financially, you can easily take steps towards setting financial goals.

When a politician is accused of corruption here in the country, one of the things that come into question is that public official's Statement of Assets, Liabilities, and Net Worth, or SALN. So, what's a SALN?

my whole education was primarily funded by the people of the philippines. i went to a public school from elementary all the way to college. studying at punta princesa elementary school wasn't expensive at all. primarily because the school is just walking distance to our home, and it being a public school, tuition wasn't much. the same goes for my high school and college education. as i was fortunate enough to study at u.p., tuition wasn't also much of a problem. [truth be told, my parents mentioned something like we have to study in u.p. else it would take a miracle for us to finish school due to high tuition costs in private schools. so, u.p. it was and all 3 of us (my siblings) were glad we had parents who insisted u.p. is the only high school and university for us.] tuition in u.p. is subsidized by the government. [although, i heard that tuition in u.p. now is around 16K per semester compared to my 5K or for some, zero + allowance, during my time] plus, during second ...

Are you one of those who still keep notebooks to jot down things? Well, before apps became a thing to help one in practically anything, I used to keep good old traditional notebook to remind me about expenses and whatnot involving money. I also use that notebook to jot down some quotes I read somewhere. One of the notebooks I used to keep had these money quotes. Before I lose it, I figure I'll just transfer them here. Hopefully, anyone who may happen to chance upon this little place in the web might find it helpful, the way they were and are helpful to me. "Bring the whole tithe, into the storehouse, that there may be food in my house. Test me in this, says the Lord Almighty, and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it" (Malachi 3:10). ----> Give back a portion of what you have to bring glory to the name of the One who made you were you are! Even if you tithed, housin...

managing one's finances is a skill i believe an individual should learn. the world's tough and getting tougher. one of the best defenses to cope with changing times is to be financially responsible - to know how to deal with money. personal finance is one of my favorite topics. i love it not because i've acquired the skill to perfectly manage my finances (or lack thereof, haha!), but because i find the topic relevant and interesting. more importantly, i love it because i need help and is yet to learn, acquire or be financially responsible. if on the outside, i may appear OK to most people, but believe me - i'm like many who struggle with handling finances. while i may not be in deep financial mess as some people, i'd like to hope that i will never be. but as they say, the world is round and nothing these days is predictable. thus, it's best to equip oneself with knowledge on financial or money matters. learning about money matters is very important whether you...