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Showing posts from 2018

PAG-IBIG Online Housing Loan Verification

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Updated: February 24, 2018 Did you know that you can actually view your Account Information online? For someone who rely heavily on the Internet for anything and everything, this bit of information came to me late. I honestly don't know when this government portal came to exist. Well, I do know that PAG-IBIG has a website, just not this feature. So if you have a PAG-IBIG housing loan, you can check your account balance and payment history for the last 12 months by visiting the PAG-IBIG website . How to Access the Site Simply input your housing loan account number , your first and last names , and the captcha to signify that you are not a robot, shown above. That's it! Once in, you can check your account information such as loan value, term, interest rate, take out date, outstanding balance, and monthly amortization. It also has a Billing Statement Email Facility feature where you can opt to receive your monthly billing statement through email. There, you are

How to Fund Your COL via Metrobankdirect

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If you have a COL stock account, there are many ways to fund your account. One of the easy ways I fund my own account is through Metrobankdirect. This is Metrobank's online portal. While BDO and BPI have their own online portals, my preference is to fund my account using Metrobankdirect. My prime reason is its convenience. This is because my payroll account is with Metrobank. Having enrolled said account online, I can now easily fund my COL using this channel. Online funding via this channel is also okay for me because not only do I save time but I also save on fees. Funding online is free. Check out below for the quick rundown on how to fund your COL online account via Metrobankdirect: Log in to your Metrobankdirect account. Click on PAY BILLS under Deposit Accounts tab. For registered account, simply look for COL Financial Group Inc. from your list of registered billers. Then input the amount you intend to deposit to your COL as below: Don't for

Pay PAG-IBIG Housing Loan Via Metrobankdirect

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A few days back, I went to PAG-IBIG Ayala Cebu Branch to submit the receipt of my realty tax payment for the years 2017 and 2018. While one can actually send the scanned receipt online, I opted to submit mine in person. Good thing I did so because then I learned about the following announcement: Apparently, effective July 2018, all housing loan borrowers are advised to pay their housing loans through different payment channels (as indicated in the announcement). Rather than wait for the July 1 start date, I thought I'd give paying via Metrobankdirect--Metrobank's online channel--a try. Actually, the reason I opened a Metrobank account was primarily for this purpose. However, I didn't use the account as I initially intended because paying over the counter gives my mother a chance to drop by Ayala Center. She normally does not go to the mall, but paying my HDMF housing loan gives her a reason to do so. But with this new policy, I guess I have no other choice but to comply

5 Steps to Enroll Your Metrobank Account Online

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Below is a quick run-through of how to enroll your Metrobank account online: The steps enumerated are from the perspective of those who have a Metrobank ATM savings account. Thus, the form in step no. 3 asks for details of your ATM Card number ( not your bank account ) and your PIN number---the same PIN number you key in when transacting with an ATM machine. Note that your ATM card only has sixteen (16) digits. The form will require you to input 19 digits. Thus, don't forget to add three zeroes after the card number to complete the 19-digit requirement. If you don't have an ATM account, but have a Metrobank credit card instead, you simply select Credit Card from the drop-down menu. The form that you will fill out then will include your credit card number, the embossed name (the one shown on your credit card), the CVC/CVV number (the 3-digit number at the back of your card), and the expiry date. The rest of the required fields are the same for both cards. Once you successf

Medical Assistance for Dengue

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Earlier in the day, a youngling in the office asked me about some personal finance (pf) topics particularly on insurance. As a sucker for anything pf, I gladly obliged and answered some of her queries. I'm no financial advisor, but I would like to think that I know enough (or maybe just a little) to share some information with her. With the very short and quick discussion during afternoon break fresh from my mind, I found myself googling about insurance products when I arrived home. Well, I'm happy to learn that we do have a booming insurance industry. Big companies such as PhilAm Life, Insular, AXA, PruLife, etc. have a lot of products that will cater specifically to your needs. At whatever stage in life you might be, these companies have a product just right for you. I will not discuss what these insurance products are here. Instead, I'll focus on a very specific insurance product--medical assistance for dengue. Medical-assistance-for-dengue products caught my intenti

Text SSS

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The government agency mandated to provide social security services to Filipinos working in the private sector is SSS, or Social Security System. It being a government office, the agency is often associated with long queues and whatnot. Like many other government agencies, having said reputation is not without reason. As someone who once served as HR practitioner dealing with statutory benefits, I know how tedious and patience-testing the experience of transacting at SSS can be. Thus, it is a great relief to me as a private employee to be able to transact with SSS via the online platform. Their website can be accessed through www.sss.gov.ph . For optimal user experience, the website runs best with Internet Explorer. Now for those with no online access, the good news is you can do the same via the Text SSS facility. Dubbed mabilis (fast), simple, and sigurado (sure) , this SMS platform allows members to inquire and get information on SSS' basic services. By sending a message to