vetlongwalks home & pf

How patient are you? How much do you value your convenience? If I were to answer these questions, I am ashamed to admit that I'm not the most patient person. I discovered while I was in high school that I don't have much patience, particularly in waiting for a jeepney ride. As I'm a student with limited allowance, I learned to walk to certain destinations just to keep me from waiting for the elusive jeepney ride. I would rather walk than wait. Additionally, on rare occasions where I do wait, I would often look for a jeepney that has more empty seats. I find it very inconvenient to be squeezing myself in when the jeepney is almost full.

In quite a few number of financial blogs and books I've read, one of the things often discussed is Net Worth . According to these literature, in order to properly plan out your financial future it is essential to get a base point. That is, determine where you are financially. Once you know where you stand financially, you can easily take steps towards setting financial goals.

When a politician is accused of corruption here in the country, one of the things that come into question is that public official's Statement of Assets, Liabilities, and Net Worth, or SALN. So, what's a SALN?

A friend of mine once asked me how one computes for the amount of insurance to get. Off the top of my head, I just replied, "Suppose you die tomorrow. How much do you think will your family need from the time of your death to until your youngest child's eviction age?" By eviction age, I meant the year when your child is able to support herself/himself. I can't recall exactly where I got this idea, but that's what came to mind. Then I also added to factor in yearly inflation rate. Anyway, as I am trying (haha, as I'm still learning..) to be an advocate of becoming financially prepared, I thought sharing this blog post that i've read can give those who are interested in getting insurance a clearer idea. The post was written by Elvin Peria of journeytomillions.com. This is what he wrote on the topic on how much and why you need insurance. I hope you learn more from the article than the vague explanation I gave my friend. PS. I hope Mr. Peria ...

my whole education was primarily funded by the people of the philippines. i went to a public school from elementary all the way to college. studying at punta princesa elementary school wasn't expensive at all. primarily because the school is just walking distance to our home, and it being a public school, tuition wasn't much. the same goes for my high school and college education. as i was fortunate enough to study at u.p., tuition wasn't also much of a problem. [truth be told, my parents mentioned something like we have to study in u.p. else it would take a miracle for us to finish school due to high tuition costs in private schools. so, u.p. it was and all 3 of us (my siblings) were glad we had parents who insisted u.p. is the only high school and university for us.] tuition in u.p. is subsidized by the government. [although, i heard that tuition in u.p. now is around 16K per semester compared to my 5K or for some, zero + allowance, during my time] plus, during second ...

Are you one of those who still keep notebooks to jot down things? Well, before apps became a thing to help one in practically anything, I used to keep good old traditional notebook to remind me about expenses and whatnot involving money. I also use that notebook to jot down some quotes I read somewhere. One of the notebooks I used to keep had these money quotes. Before I lose it, I figure I'll just transfer them here. Hopefully, anyone who may happen to chance upon this little place in the web might find it helpful, the way they were and are helpful to me. "Bring the whole tithe, into the storehouse, that there may be food in my house. Test me in this, says the Lord Almighty, and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it" (Malachi 3:10). ----> Give back a portion of what you have to bring glory to the name of the One who made you were you are! Even if you tithed, housin...

Just a week after the Philippine election was held, the stock market saw a surge of activity. The PSEI rose back to 7,400++ level. On my FB feed, I see people posting and sharing news of a positive market outlook. If you know zilch about the stock market, you can easily hit YouTube and find videos explaining what the stock market is all about. You may also crawl the web and search for stock market related posts. However, if you are the type who wants to attend live seminars to fully grasp concepts such as the stock market, perhaps you should check out Bro. Bo Sanchez' The Truly Rich Club (TRC) seminars. If you're from my hometown of Cebu or you're in Zamboanga City, you're in luck as the TRC is bringing their caravan to Zamboanga City and Cebu City on May 21 and May 28, respectively: Screen grabbed from TRC e-mail Should you part with your hard-earned PhP497 to attend this seminar? Well, only you can determine if it's worth the price. If you're someone wh...