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Different Online Channels to Pay PAG-IBIG Housing Loan

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 Gone were the days that one needs to visit a PAG-IBIG branch in order to pay one's housing loan. Of course, one could still pay over the counter in any PAG-IBIG branch, partner channels like SM bills payment, LBC's Bayad Center, and more; but these days, paying your housing loan —even monthly membership contribution (if you're self-employed or voluntary member) and MP2 (modified PAG-IBIG 2) —is made more convenient through different online channels.  1. PAG-IBIG Fund Services or Virtual PAG-IBIG Simply visit their website, and fill out the necessary details, and you're done. The online payment facility is very easy to use as well. Upon clicking on the Housing Loan option, you'll be required to fill in details such as membership category (local or overseas), payment method (credit or debit card or PayMaya or GCASH), housing account number, and the amortization amount . All these are mandatory fields that need to be filled out. Then input the borrower's na

The GCASH Convenience

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The country has now embraced e-wallets or mobile wallets, and there are many flooding the market today like Coins.ph, PayMaya, BDO Pay, and so on. Its popularity is understandable as apps like this allows you to pay bills, buy load, send money, shop, and more — with just a tap of your fingers and at your convenience for as long as you are connected to the internet.  Among the widely used one is no other than GCASH. It's not surprising as it's easy to open an account. One simply needs to have an active mobile number — it doesn't even matter if it is postpaid or prepaid, and it's even open to all networks — and one can easily link the mobile number to the GCASH app, which can be downloaded through Google Play store. Simply download  the  GCASH app , follow the registration process to start enjoying cashless transactions. GCASH , as a mobile wallet, is governed by the regulations of BSP (Bangko Sentral ng Pilipinas). So just like any other financial institutions in the co

How to Insert and Modify Line Numbers in Word 2019

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Disclaimer: This article is not in anyway personal finance related, but just thought of writing it as it might help someone who uses word processing at lot and could pick up something from this, especially if that someone is an editor who works at home and with no one to ask little things like this. A lot of us use MS Word, and while it is true that many of us have been using this word processing software for a long time, not many of us are familiar with some of the easiest Word functions. For editors who need to keep track on their changes, one of the helpful tools that not many use is the line numbers . If you are an editor who needs to communicate with your author about errors in the document,  line numbers will truly help you navigate through these countless errors easily if the document you both are working on have them. Haha, shameless confession, I didn ’ t know about line numbers in the first four years I worked as a copy editor. The first company I worked with didn ’ t find t

Pay SSS Contributions via UnionBank Online

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 COVID-19 definitely did a number to many of us. Several companies had to lay off key personnel to cut costs. So yeah, some of us lost jobs because of it. As employed personnel, our employers took care of payments to governmental obligations such as SSS, PAG-IBIG, and PhilHealth. We need not worry about when to pay our contributions or where to pay and such as everything were automatically deducted from our salaries come payroll time. Now being no longer part of the formally employed sector, we either have the option to temporarily discontinue paying for those three. After all, we don't the income. In the short-term, there is no significant blow if you choose not to pay for contributions for the time being. However, in the long-term, it might prove disadvantageous to you. Not paying might affect your benefits if something happens to you (for example, perhaps lowered monetary claim in case of sickness). If you have savings or find yourself having a part-time job, conside

NEW SSS Contribution 2021

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This greeted me when I went to the SSS member's portal: New Schedule of Contributions to start this year. What a bang! What a way to greet the new year. Anyhow, as I've no idea what this meant, I immediately went to the agency's official Facebook page (@SSSPh), and yeah, it's true. Their FB page made the same announcement (pic screenshot from the FB page): Along with this announcement is the news bit explaining the amended contribution schedule that is to be effective this month, January 2021. I thought I'd share it here as well as it might help shed light to this news. Texts below are copy-pasted from their FB page. SSS’ scheduled contribution rate increase to ensure continuous delivery of social security protection The Social Security System (SSS) on Monday said that the scheduled increase in its contribution rate and minimum and maximum monthly salary credits (MSCs) is to ensure the continuous delivery of social security protection to its members and their

How to Send Money Through BDO Online to Another Local Bank

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  COVID-19 has definitely brought many changes to how we do things. With people staying at home  and business establishments operating on limited capacity, we sure have to do things differently. While online banking is nothing new before COVID-19, it's quite a shock that there are some who still haven't embraced the convenience that online banking affords. One such convenience is not having to physically visit a branch just to send or deposit money. It is definitely useful especially now when mobility is very limited for people, like me, who do not have their own vehicle because of the suspension of public transportation.  Sending money via online banking has remedied the problem of needing to go to a physical branch. With just a click of a few buttons, one can readily finish the transaction in minutes at the convenience of one's home. Wherever you are, for as long as you have internet connection, you won't have to experience the hassle of commuting to and from the bank